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Dec. 15th, 2004

MOTHERFUCKER!  Somehow I overdrew my account and Bank of America has charged me $300 in overdraft fees since then, with no notification!  Fucking assholes!!!  I'm closing my accounts there today.


( 12 comments — Leave a comment )
Dec. 15th, 2004 07:18 pm (UTC)
That's why I left my last bank. They mailed me letters, saying I overdrew. I got them 2 weeks after it happened!

The check I wrote was for $17, and it overdrew by $2. So I got a letter from the bank, telling me that I owe the cost of the check ($17), plus an overdraft charge of $31. So I paid that off, then the place I wrote the check out electronically debited my account to recover the cost of the check (which I already did!), and my account got overdrawn again!

So I closed my bank account there, then switched to... uhh... Bank of America... heh :P
Dec. 15th, 2004 07:36 pm (UTC)
Holy fucking shit! Asshats! Good luck closing out the accounts and hope you get it all straightened out.
Dec. 15th, 2004 07:38 pm (UTC)
GRAAAAHHHHHH! Banks suck! Like it would be that fucking hard to set up an automated system to call you when you've gone overdrawn--my freakin' library has one for overdue books, so it can't be that complicated. But no, they'd rather not tell you and whack you with a whole shitload of fees. Greedy fuckers.
Dec. 16th, 2004 12:10 am (UTC)
How else do you think banks make money? We don't like it when they charge us to access our money or talk to a teller, after all.
Dec. 15th, 2004 07:55 pm (UTC)
Wow, that sucks. You may want to try asking them to waive the fees though, they may remove some of them.
Dec. 15th, 2004 08:12 pm (UTC)
Ooh yeah, that's a good idea. BofA waived some of our fees when we overdrew our account a couple years ago.
Dec. 15th, 2004 09:26 pm (UTC)
Due to a lying, no-good, dumbfuck car salesman, so we had a good story. Bank waived a few, and I got the rest out of the car dealership after many harrassing visits to them.
Dec. 15th, 2004 10:17 pm (UTC)
I've heard that newsletters and magazines written for executives in the banking industry actually regularly feature tips on new fees and "service charges" a banker can implement to weasel more money out of the average joe.
Dec. 16th, 2004 01:27 am (UTC)
B of A = bank of assholes
Dec. 16th, 2004 01:40 pm (UTC)
I got a $500 credit card/line of credit that works as overdraft protection on my account. I've never had to use it since I got it (but went over before, hence, the O/D thing) but it should kick right in and cover any overdrafts automatically if I ever do that again.

And yeah, call them and ask them to waive the fees.
Dec. 16th, 2004 04:42 pm (UTC)
Whoa, 300? At 17 dollars a check? Are you sure about that?
Dec. 16th, 2004 04:56 pm (UTC)
I don't use checks, I do everything online or using my debit card and I had a series of 33,33,66,99 dollar charges. It's insane. I have yet to recieve any notification.
( 12 comments — Leave a comment )