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Advanta Sucks!

Jesus CHRIST! So, I forgot to make a credit card payment last month and so the credit card company emailed me and I made a payment a couple days ago. I just got a call from a guy who works there and he's like, you didn't make the minimum payment, because it's overdue and I logged into my online checking and was like, "Ok, I just scheduled another payment, it should be there in a few days." And the guy was all insistent that I make a check by phone payment or some shit and I said no and he said why and I said BECAUSE I DON'T WANT TO, and now you can cancel my account because you're a rude jackass! I mean shit, I wasn't over the maximum balance, I've never made a late payment to this company, what the fuck? I miss one payment and they treat me like a fucking felon.

edit: And now I'm going to do a balance transfer and, not only not pay you the fat interest anymore, but not pay anyone interest on it(for a year,lol) stupid bitches.

FUCK YOU ADVANTA!



ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS ADVANTA SUCKS

Comments

( 11 comments — Leave a comment )
crankyasanoldma
Jan. 3rd, 2007 06:31 pm (UTC)
I had that happen with a JC Penney credit card--some rep calling my house all frantic two days after payment was due, and insisting that I provide a check number and god knows what else. Which is why I no longer have that card.
democritus
Jan. 3rd, 2007 06:45 pm (UTC)
Arrgh, it's so frustrating dealing with companies like that, because you never know what jerks they are until something(even minor like this) happens. It was worse when it happened with my Allstate account. I had at least 4 policies through them for years and years and then one time I missed a payment and they cancelled ALL of my policies and I had to pay like half the policy price up front to reinstate them. Jeez mon! And I still have them, because I'm an idiot.
crankyasanoldma
Jan. 3rd, 2007 06:48 pm (UTC)
I realized that my REAL reason for not having a JC Penney card should have been "because they suck anyway" so thank you for not calling me on my shame.

It's B.S. for them to hassle generally-reliable people on late payments because christ, the money they make on those late fees! They ought to be sending you flowers, not calling you out.
democritus
Jan. 3rd, 2007 06:55 pm (UTC)
LOL so true!

(About the fees, not the Penneys-shame)
2wanda
Jan. 3rd, 2007 06:44 pm (UTC)
I don't make payments on the phone, because you never can be sure that it's not a scam. You give these people your bank account number and authorization to take money out of the account? That's crazy talk.

I don't blame you for canceling the account. I canceled my AmEx card a few months ago for a similar rude treatment. I have had an AmEx card for some 20 years. I tried to pay my son's tuition with it one day, and they declined the payment saying that it was above my normal spending history. They said that they would approve the payment if I prepaid the card. Prepaid! They were really inflexible and rude about it, so I told them to take their card and take a hike. What bullshit!
dxgrrrl
Jan. 3rd, 2007 06:45 pm (UTC)
You know, you should have probably read all of the disclosures provided when you agreed to a credit line from this company. Lenders, of the credit card variety, are allowed to do some pretty crazy stuff if you miss even one payment. They can jack your interest rate up to nearly 30%, and report you to one of the three major credit reporting agencies, even all three if they want, and screw with your FICO score, and eat your children. Evil stuff.

democritus
Jan. 3rd, 2007 06:51 pm (UTC)
I don't really have the time or the inclination to read all that garbage. I've bought multiple cars and paid off multiple mortgages, have long standing credit history, etc so I'm not worried about anyone messing with my credit score and if they jack up my rates then I'd just do a balance transfer, which I did. But it would be so much better for them business-wise, in my case at least, to have said, "ok, thanks for making another payment" and continued to soak up the already hefty interest I pay them every month. Instead they were asshole and now they get nothing.
dxgrrrl
Jan. 3rd, 2007 07:06 pm (UTC)
Well, whatevers. I was just saying is all. I never read that stuff either, but unlike some of us, I don't make late payments.

Booyah.
dishpan_nipples
Jan. 3rd, 2007 07:14 pm (UTC)
That just happened to me with Sears. I've had that card for five years, and have never been late with a payment. Last month I was ONE DAY late with the payment and they charged me a fucking $39 late fee and called me saying I had to pay by phone. Fucking turds.
ange420
Jan. 3rd, 2007 07:19 pm (UTC)
The worst is when they call you at work! Now that is embarrassing!

Fuck the creditors man.
democritus
Jan. 3rd, 2007 07:30 pm (UTC)
Dude, yeah and I was at work. I ended up hanging up on the guy because he would NOT shut up and cancelled my account on the website.
( 11 comments — Leave a comment )